Rates Ford - Applying for Finance with Ford Credit

Ford Finance

Ford Finance Packages with Ford Credit

We offer exceptional value on our range of finance and insurance products. Our experts are on hand to help find a package that’s right for you.

We recommend that if you are interested in finance that you talk to one of our team today on 01375 391234  - they can talk you through the options at your pace. 

Our aim is only to explain and serve your needs, giving you the information you need to move ahead when you are ready. 


What is Ford Credit?


What exactly is Ford Credit?

Ford Credit is a wholly owned subsidiary of Ford Motor Company and is one of the largest companies in the world dedicated to automotive finance. Ford Credit was formed in 1963, employs 650 people and has assets in excess of £4 billion, helping thousands of families to enjoy their life - hassle free - with their New Ford Vehicle. .

Ford Credit finance around 40% of all new Ford vehicle sales in the UK and are the major provider of finance for customers purchasing new Ford cars through Ford Dealerships.


What can Ford Credit do for you?

The Rates Ford New Car Sales Teams are wholly dedicated to serving their customers properly, which means giving them finance options which meet their expectations. Through Ford Credit we are able to give our customers a great finance package that helps them tailor the agreement to their budget, offering flexibility in the long-term though perks such as renewal bonuses and a variety of choices for our customers through Ford Options

Rates Ford are well recognised for our customer service, and this extends to our credit provision, helping you make the best choice in long term and being with you every step of the way.


What can Ford Credit do for you?


Getting your Insurance through Us

Rates Ford are also able to offer you insurance options which cover Guaranteed Asset Protection, Paint Protection and Extended Warranty for your vehicle. We do not offer insurance directly, but act as a broker for other insurance providers. If you are interested in learning more about insurance options offered by us please ask a member of staff and they will be happy to guide you through your options. 

We are regulated by the FCA - our FCA number is 308827. You can find out more about our Policies by clicking the button below. 

Part-Exchange Your Car


A simple 3-step process that
will allow us to give you an
instant guide valuation.

What Our Customers Say


You always feel so important when you enter Rates, you are treated as if you are the most important customer they have, itreally is like my ...
Mrs Stone
Personal, attentive, service provided keeping me advised all through the process. No further improvement needed at this time
Mr Talbot
No need to change the great service
Mrs Humphrey
Excellent customer service and care from the staff
Mr Sorenson
Nothing could be improved it went well
Mrs Russell
I have always had a great experience at Rates the Staff are very welcoming and pleasant to deal with Keep up the good work
Mrs Hodgson
Speed of response, technical knowledge provided and ability to deal with same day
Mr Fahey
I found everyone I spoke to very helpful and very polite
Mrs Boyd
The car was picked up and brought at the time agreed, car cleaned inside and out. No improvements necessary all veryprofessional
Mr Girling
Everything went well from start to finish. No improvements needed
Mr Woods
The collection and delivery service is excellent and allows me to get on with work without inconvenience. The added annual breakdown cover w...
Mr Mahoney
Nothing to improve. Over the years I have come to trust Rate of Grays. Even though EAG are nearer to me I take my car to Rates. I love the s...
Mr Dowding