Rates Ford - Car Motability Scheme  

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What is a Car Motability Scheme?

The Car Motability Scheme is an all-inclusive lease package, which allows anyone in receipt of a higher rate Motability allowance to lease a brand new vehicle of their choice.

Ford has been the largest supplier of vehicles to Motability since 2012, delivering more than 37,000 vehicles to Motability customers last year. We account for almost one in five of the vehicles delivered via the Motability scheme, which was set up to help disabled people, their families and carers become mobile.

Having a car can give you the freedom of independence. With Ford Motability you also get freedom of choice. With an extensive range of award-winning cars that deliver versatility and space without compromising on performance, driveability or style. You can also take advantage of the largest support network of any vehicle manufacturer and benefit from the service of over 1,000 dedicated Ford Motability Specialists in our Accredited Ford Dealerships.

How do I know if I am eligibile?

Whether you choose to drive or nominate a carer or family member, and you receive any of the following allowances with at least 12 months remaining you could qualify.

These are:

  • Higher Rate Mobility Component of the Disability Living Allowance (HRMC-DLA)
  • Enhanced Rate Mobility Component of the Personal Independence Payment (ERMC PIP)
  • Armed Forces Independence Payment (AFIP)
  • War Pensioners’ Mobility Supplement (WPMS)

We understand customers may feel that because their disability is not visible, the scheme may not apply to them. This is not the case, the scheme is fully inclusive, regardless of the type of disability.


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Get the right deal for you and learn more...

You can find more about our current Motability offers by clicking 'View Offers' on the right, but we recommend that you talk directly to one of our friendly Motability specialists (below) who can help you to get the very best deal based on your allowance and preferences. They will be able to offer you specific deals which will be tailored to your needs and answer any questions you might have. They are also really nice people who have been working with people of all different backgrounds for many many years!



Talk to them now by calling 01375 391234 (and ask to speak to Liam or Stephen)


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What's included in the Motability Scheme? 

Whatever car you pick, the Motability Scheme gives you some great extra benefits including: Insurance cover from RSA Motability, Servicing and Maintenence (4 years), Many Adaptations at no cost, full RAC Breakdown Assistance, upto two named drivers (this doesn't have to be you!), Tyre Replacement, Windscreen Repair and MOT's, 60,000 Mileage allowance over 3 Years and Support from a dedicated UK Based Customer Services Team. 


How it Works - A step-by-step guide...

Step 1: Once you have chosen your vehicle, simply talk to one of our Motability specialists - they will be very happy to talk you through your options and answer any queries.

You may require specific adaptations, which may include: Electronic Accelerators, Left Foot Accelerators, Mechanical Hand Controls, Steering Aids, Pedal Guards, Remote Control Devices, Car Boot Hoists, Rooftop Stowage boxes, Swivel Seats or Transfer Hoists. Our team have won multiple awards for our high levels of customer service because we always pay attention to our customers and go the extra mile to make sure they get everything hey need to be safe and comfortable on the road. 


Step 2: We recommend that you book a test drive the car you are considering. You may find that certain cars are better suited to you or have features which you didn't know about but could be very beneficial. Just let us know the cars you are interested in, then a time and day that suits you best to come and see it in person. If you have any particular needs then just let us know and we will make sure everything is taken care of. 


Step 3: If you are happy with your car and want to go ahead, then our team will guide you through the simple forms and make sure you understand every aspect of the scheme, then just arrange a delivery date. Then you are free to enjoy your brand new car - it's as simple as that! 

The standard lease is over three years and payments are simply deducted from your higher rate Motability allowance every four weeks, then paid for directly by the Department for Work and Pensions (DWP). Every lease in all-inclusive, meaning that everything is included in the price you pay ... apart from the fuel of course! 


The Different Types of Ford Motability Scheme

Contract Hire Scheme

A new car Contract Hire Scheme is available to anyone who has been awarded the HRMC-DLA or the War Pensioners Mobility Supplement (WPMS) for three years or more.

To participate in the Scheme, the disabled person authorises the payment of their HRMC-DLA or WPMS to Motability Operations in exchange for finance of a vehicle. No credit rating is needed to secure a vehicle as the benefit is paid directly by the Government to Motability Operations. The Contract Hire agreement is based on a fixed-term of three years. The agreement includes the hire of the vehicle, all routine servicing, all maintenance and repairs, fully comprehensive insurance, loss of use protection, provision for other named drivers, a mileage allowance p.a, RAC full breakdown cover, and replacement tyres.

New and Used Hire Purchase Schemes

These Schemes are available through Motability using the HRMC-DLA or WPMS allowance. A customer may choose to exchange some or all of their allowance to finance the purchase of a vehicle on Hire Purchase over a four or five-year period for a new car, and two, three or four years for used cars. For new car sales, the vehicle is sold to the customer by the dealer at 3% discount off the Recommended Retail Price of the car. For used car sales the vehicle is sold at the market price. The customer is then responsible for all insurance, repairs and servicing and for disposing of the vehicle.

Ford's Outright Purchase Scheme

The final Mobility scheme is offered by Ford. This scheme is available to all disabled people, and anyone who has a recognised, legal relationship with a disabled person. Any of these customers may buy a new Ford car from a Ford dealer at 3% discount off the Recommended Retail Price of the car. The scheme is open to anyone who can provide proof of disability or holds a blue or orange badge.


Get More Information 

For more information contact our Motability specialists Stephen Olley and Liam Thorogood or you can give us a call on 01375 391234

If you would prefer to email instead then please email info@rates.co.uk and your message will be forwarded on to the correct person. 


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